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Home » How it works

How our Finance Works

It's a very simple process. You apply using online form . We then search 100s of loans and lenders to find you the right finance for your circumstances. You are under no obligation to buy the products we find for you.

We aim to provide you with all the information you need, excellent support from trained advisers and a fast decision.

Unlike some car finance providers, we're totally flexible about the type of vehicle you purchase and from where. Once your finance is completed, you're free to find any car motorbike or van you desire.

How it works

1. Apply

We search 100 lenders to find you the best deal.

2. YOU DECIDE

An adviser will contact you with a decision and to talk through all your options.

3. Choose a car

Once accepted, buy your car from any dealer.

4. Collection / delivery

Sign the paperwork; collect your car and happy motoring.

Featured Questions

I just want to enquire about a loan for a car and see the chances of being accepted are. I have a fair credit rating and a salary of 21500. I am after a loan of about 5000 over 5 years.

Hi It certainly sounds like we’d be able to help you, based on the information you’ve provided. If you want to submit an application you can do it here, it’s no obligation and you’ll have a chance to chat with your advisor before committing to anything.

I just want to enquire about a loan for a car and see the chances of being accepted are. I have a fair credit rating and a salary of 21500. I am after a loan of about 5000 over 5 years.

Hi It certainly sounds like we’d be able to help you, based on the information you’ve provided. If you want to submit an application you can do it here, it’s no obligation and you’ll have a chance to chat with your advisor before committing to anything.

Real loans, Real people

Loan approved 5 minutes ago

Mr S. Warrington

£6,200
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Recommended Dealers

Looking for a reliable car dealership? With Motor1Finance you can buy your car from any reputable UK dealership, and if you need some help finding one you can trust then use our recommended dealers list. You can search for dealerships in your area knowing that they have the Car Loan 4U seal of approval so you can shop for your car with confidence.